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28-Jan-2014
The IRS Slog: All But Over
In 2009 Leah and I came to terms with an ugly truth: we owed the IRS and California a combined $27k for tax year 2008, and did not have the money. We knuckled down, and got on a payment plan. Meanwhile, we noticed that we’d failed to file in 2004 and 2005. Combining those we...
04-Dec-2008
Quote of the Day: Jason Zweig
What A Bear Market Might Teach Us is well worth reading. So I know what it means to scrimp and save, to do more with less, even to do without. The most important lesson that I learned, I believe, is that money is not wealth. Benjamin Graham once wrote that the secret to happiness is...
31-Aug-2008
The Pain of Paying; Decline of Credit
Worth a read, via Paul Kedrosky: The Death of the Credit Card Economy: This shock to the system may further damage the already-fragile psychology of the consumer. Writing a check or deducting the price of a pair of shoes directly from your bank account packs a much more potent emotional punch than charging the pair...
31-Jul-2008
On The Money Front
A few observations: Payments to the IRS seem to be processed very fast. Like faster than any other payment we make. Our stimulus payment from the IRS was credited to our outstanding balance too (nice!) and they sent us a nice letter to that effect. Budgets are not as bad as the ten-years-ago me would...
25-Jun-2008
On My Mind Now
If I were to try to try and describe the contents of my brain, I think the simile I’d use would be that it’s like the tornado in The Wizard of Oz, with a swirling mass of items rotating around in it — a messy mass. But that tornado does move the plot along rather...
06-Jun-2008
Oh, the incredible miscellany of it all; Who I’m reading these days
Yesterday I saw the new Indiana Jones movie with Jukebox JT and his wife, and the seeing and the talking after was fun, but the movie is not, uh, good. But I don’t want to talk about that. I’ve got a backlog of stuff to mention. Ready? Go! I used to work with Electromute, I...
09-May-2008
$3.999 per Gallon
I might have paid four bucks per gallon before, but last night was the first time I recognized it as such. This was in Calabasas on my way home. Still mildly sick. I was thinking of going swimming this morning, but I still have some phlegm. I thought about swimming last night but it’s still...
16-Apr-2008
Tax Day Was Yesterday And Today I Am Not Dead
My day started yesterday with my aunt calling me at 7:30am and calling me a “goober.” And it’s true, Leah and I, especially me, were not prepared for what we knew was coming in the way we needed to be. We had done some good work, but our move kept getting prioritized above doing the...
09-Mar-2008
Debt: Ultimate Dream Killer
From What Are You Destined to Be ? – Blog Maverick, Mark Cuban writes: I’m also a big believer that financial debt is the ultimate dream killer. Your first house, car, whatever stuff you might want to buy are going to be the primary reasons you stop looking for what makes you the happiest. Shades...
04-Jan-2008
Credit Cards: Pro, Con
Interesting “debate” — caught one of these links on Reddit: Con: Ways Credit Card Companies Separate You From YOUR Money Pro: 25 Reasons to Love Credit Cards My household is definitely of the “con” variety, with Leah and I working on getting completely out of debt. I’m also an avid Dave Ramsey listener, which further...
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Joe Crawford
joe@artlung.com
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